The new year will be here before we know it. When the clock strikes midnight on December 31st, your 2018 dental insurance benefits will be gone. You probably pay for your dental insurance, and those benefits are yours to use for any covered dental treatment. There’s still time to put your remaining benefits to work for you and your family. Edgewood Dental Care in Edgewood, KY will be glad to help.
Yes, It’s Confusing
The vast majority of insurance policies – dental, health, life, homeowner’s, ever auto insurance – are “clear as mud,” as the old saying goes. There’s a lot of lawyer-speak that’s hard to interpret, a lot of conditions on whether a particular service might be covered, and a complete lack of clarity about how much the insurance company might pay.
At Edgewood Dental Care in Edgewood, Kentucky, we’ve had to become self-taught experts in deciphering dental insurance plans. We work every day with a number of insurers by phone and email to clarify what’s covered and what’s not. If you’re considering using your remaining dental benefits for the year for your or your family’s dental care, we’ll be happy to put our expertise to work for you.
Food For Thought
Here are some ways that you might take full advantage of your remaining benefits for 20
Deferred Dental Work
There may be some needed dental procedures that you or a family member have been putting off. That might include a chipped or cracked crown, a filling that has developed a rough spot or is deteriorating, treatment for gum disease, or any other covered procedure.
If there are unused funds in your Health Savings Account (HSA) or Flexible Spending Account that don’t carry over to 2019, take advantage of it now! Using the rest of your remaining dental insurance benefits while using the HSA/FSA money to pay your portion is a definite win-win.
You’ll be able to attend to any dental issues before they become larger and more expensive issues while preserving all of next year’s benefits.
Preventative services are almost always covered on dental insurance plans. At Edgewood Dental Care in Edgewood, KY, our preventative services include:
- Dental cleanings and examinations: in addition to regular and thorough brushing and flossing, these procedures are your go-to ways of helping keep a healthy mouth and a beautiful smile. Catching any small issues early prevents them from becoming larger and much more costly problems later.
- Fluoride varnish treatments: Fluoride helps strengthen tooth enamel and prevent decay. These treatments can also repair tiny defects in the enamel to help ward off cavities.
- Nutritional counseling: Some foods and beverages are like rocket fuel for the decay- and disease-causing bacteria that live in everyone’s mouths. We’ll be happy to review your food choices with you and help you select options that are less likely to damage your teeth or promote plaque development.
Get Your Money’s Worth
You pay for your dental insurance. There’s no reason to leave “money on the table” that can be used to benefit you and/or your family. Call Edgewood Dental Care in Edgewood, KY today at 859-474-7830 to get clarification about the covered procedures on your plan or to schedule an appointment.