Your pre-tax healthcare accounts offer a valuable way to pay for dental treatments. These savings plans can cover everything from routine checkups to major procedures for oral health in Edgewood, KY.
Call 859-474-7830 to make your next appointment at Edgewood Dental Care. Put your funds toward improving your smile.
How Healthcare Savings Plans Work
Both HSAs and FSAs allow you to contribute money from each paycheck before taxes get deducted. The money accumulates throughout the year, specifically for medical and dental expenses.
Dental Treatments You Can Cover
Your healthcare account works for a wide range of dental procedures. From basic care to complex treatments, these accounts make dental work more affordable.
Eligible services typically include:
- Preventive exams and professional cleanings
- Diagnostic imaging and X-rays
- Restorative work like fillings
- Crowns, bridges, and implants
- Root canal therapy
- Periodontal treatments for gum health
- Tooth extractions when necessary
- Orthodontic appliances and retainers
Time-Sensitive Spending Deadlines
FSA balances often disappear if you don’t use them before your plan year ends. Some employers offer a grace period or allow a small rollover, but most funds expire. HSA money stays in your account indefinitely, but using it sooner helps you address dental needs right away.
Invest in Preventive Dentistry
Catching dental issues early prevents them from becoming bigger problems that cost more to fix. Professional cleanings every six months keep your teeth and gums healthy. During these visits, your dentist examines your mouth for signs of decay, infection, or disease.
Preventive care protects both your health and your budget. Spending a little now on maintenance can save you from expensive emergency treatments later.
Improve Your Oral Health in Edgewood
Delaying dental work only allows problems to worsen over time. A small cavity can spread and require a root canal if ignored. Gum inflammation can progress to serious periodontal disease that damages bone and tissue.
Using your healthcare savings removes the financial excuse for postponing treatment. You’ve already set aside this money specifically for health purposes. Putting it toward dental care protects your overall wellbeing.
Year-End Strategy Tips
The final months of the calendar year present an opportunity to maximize multiple benefits at once. You can use remaining FSA funds while also hitting your dental insurance maximums. This combination approach stretches your healthcare dollars further.
Scheduling treatment before January also means you won’t start next year with existing dental problems. You’ll begin fresh with a clean bill of oral health in Edgewood.
Take Action on Your Dental Health
Edgewood Dental Care accepts both HSA and FSA payments for all covered services. Our practice makes it simple to understand your benefits and file claims correctly. Start using those healthcare savings for the quality dental care you deserve.
Call 859-474-7830 or contact us online to schedule an appointment at Edgewood Dental Care.